733Park
Who we serve

Sell Your Payment Processing Business

Payment processing is where 733Park started, and it is still the center of what we do. Whether you run a processor, a payfac, a gateway, or an ISO, we know what buyers pay for payments businesses and why, because we are in the market with them every month.

Get a confidential valuation

For more than 25 years, 733Park has done one thing: put payments, fintech, and SaaS deals together. We have closed more than 200 transactions representing over $10 billion in deal volume. Our clients have enterprise values from $5 million to $350 million, and every engagement is led personally by our founder. When you hire 733Park, you get the person who has done this for 25 years, not a junior associate.

Thinking about a sale but not sure where to start? Our guide How Payment Processing Companies Are Valued walks through the mechanics buyers actually use before you talk to anyone.

Payments businesses we sell

  • Payment processors and merchant acquirers with direct merchant relationships and full-company exits in view
  • Payfacs and gateways where the value is the platform, the vertical, and the take rate
  • ISOs and agent offices, from residual streams to whole companies (see Sell Your ISO)
  • Payments software and billing platforms where processing revenue rides on a software product
  • Merchant portfolios and residual streams sold separately from the company (see merchant portfolios)

What drives the price of a payment processing business

Attrition is the biggest multiplier. A book that keeps its merchants commands premium pricing; a leaky one trades as a declining stream no matter how large it is today.

Portability decides who can buy. Processor consent rights, exclusivity clauses, and residual splits either widen your buyer universe or shrink it to one. We read the agreements before we go to market so nothing surprises us in diligence.

Concentration moves price in both directions. Merchant, vertical, and agent concentration all get underwritten. Knowing how each buyer type treats them lets us position the same numbers very differently.

Growth turns a stream into a business. New merchant production and same-store volume growth are what separate a residual purchase from a platform acquisition, and platform acquisitions pay more.

How a 733Park sale process runs

We start with a confidential valuation built from your actual residual and processing data, not an industry rule of thumb. Then we design the buyer list: the strategics consolidating your segment, the PE platforms with payments theses, and the software acquirers nobody thinks to call. Blind profiles and NDAs protect your identity until a buyer earns disclosure. Competitive tension does the pricing work, and we stay on the deal through diligence, where most value is actually won or lost. One senior person, from first call to wire.

Selling a residual portfolio rather than the company?

Visit ResidualsForSale.com, our dedicated marketplace for merchant residual portfolios, to see how portfolios are listed, priced, and sold.

Related reading

$10B+
Transaction volume facilitated
200+
Deals closed
4-6
Months from kickoff to close, typical
25+
Years of payments M&A expertise
FAQ

Questions payments sellers ask

What is my payment processing business worth?
Buyers price payment processing businesses on the quality of recurring revenue: attrition, margin per merchant, processor and vertical concentration, contract portability, and new merchant production. Two companies with the same revenue can trade at very different multiples based on those factors. A real valuation starts with reading the residual statements and processing statements, not quoting an industry multiple.
Who buys payment processing businesses?
Three buyer groups: strategic acquirers (larger processors, ISOs, and payfacs consolidating share), private equity firms with payments platforms, and software companies acquiring payments capability for their vertical. The best outcomes come from running all three groups against each other in a competitive process.
How long does it take to sell a payment processing business?
A straight portfolio or residual sale can close in 60 to 120 days. A full company sale typically runs four to eight months from engagement to wire. Preparation before going to market, especially cleaning up merchant contracts, processor agreements, and residual reporting, is what shortens the clock and protects price in diligence.
Can I sell without my processor, agents, or employees finding out?
Yes, if the process is designed for it: blind profiles, staged disclosure, NDAs before any identifying detail, and control over when the processor is approached. Confidentiality is standard practice in every 733Park engagement.
Should I take the offer my processor or a consolidator sent me?
Not without testing it. Unsolicited offers are priced for the buyer, not for you. A quiet competitive process, even a limited one, is how you find out what the business is actually worth. Sellers negotiating with one inbound buyer consistently leave money on the table.

Get a confidential read on what your payment processing business is worth.

Direct conversation with Lane Gordon, no obligation.

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