Merchant Portfolios for Sale

Every merchant portfolio, residual stream, and ISO we represent is listed on our Current Offerings page with a blind profile: processor, monthly residual range, merchant count, attrition, vertical mix, and what the seller is looking for. Identifying detail is released only after an NDA.

If you want first look at new books before they are listed, register as a buyer and tell us your criteria: processor, size, verticals, geography. We match new listings to buyer criteria before we go wide.

Four groups are active right now: processors and acquirers buying back the books they already process; super ISOs and consolidators rolling up agents and sub-ISOs; private equity backed platforms with a payments thesis; and individual ISO owners adding scale.

Each pays differently. Processors pay for retention and portability. Consolidators pay for agent relationships and new merchant production. Private equity pays for growth and a management team. Knowing which buyer fits your book is most of the work in getting the right price. We break the buyer groups down in Who buys ISOs and merchant portfolios.

Portfolios trade as a multiple of monthly net residuals, and the multiple moves with attrition, processor, concentration, contract terms and growth. A clean, low-attrition book on a portable processor relationship with a signed non-solicit commands a premium. A book with one merchant making up a third of residuals, or with consent rights nobody has read, does not.

Anyone quoting a multiple before reading your residual statements is guessing. Start with our merchant portfolio valuation guide, read what is my merchant portfolio worth, or run your numbers through the portfolio valuation tool.

Portfolio sale or full company sale. Selling the residual stream is faster and simpler. Selling the company captures value for your brand, your agents, and your growth engine. The right answer depends on your goals, your contracts, and current buyer appetite, and we will tell you which path pays more before you commit to either. The full picture is on Sell your ISO or merchant portfolio.

Confidentiality. Blind profiles, NDAs before any identifying detail, and control over when the processor is approached. Your agents and your processor do not find out until you decide they should.

Timeline. Straight portfolio sales usually close in 60 to 120 days. Full company sales run four to eight months. Preparation, especially cleaning up contracts and residual reporting, is what shortens the clock. The steps are in How to sell your ISO or merchant portfolio, step by step. When you are ready, request an NDA.

Merchant portfolios and ISOs are where 733Park started and are still core to what we do. We have closed more than 200 transactions representing over $10 billion in deal volume across payments, fintech and SaaS. Every engagement is led personally by our founder, Lane Gordon. When you buy or sell through 733Park you deal with the person who has done this for 25 years, not a junior associate.